London Wealth Management

    An independent firm offering financial planning led investment management

    At London Wealth Management we aim to protect and grow the wealth of our clients through tax efficient financial planning and discretionary investment management. A privately owned firm, LWM has no external shareholder influence.

    Our Client Proposition

    Wealth Management is not a commoditised product. Through LWM’s distinct ‘Financial Planning led Investment Management’ process we work alongside clients to help achieve their financial objectives, in a suitable and sustainable manner.

    LWM provides clients with ‘Financial Planning’ and ‘Investment Management’; both treated as distinct disciplines working towards a common goal. LWM uses internal specialists within their respective field, allowing clients to interact with specific decision makers.

    Our investment philosophy

    LWM applies a transparent, multi-asset approach to managing client investments. Portfolios are constructed to provide personal solutions to individual requirements. Investment managers combine traditional portfolio theory alongside modern techniques and renowned research to create suitable portfolios on an individual basis.

Services

Financial Planning led
Investment Management

LWM ascertains your objectives, priorities and capacity for investment loss. We research your existing arrangements and build a plan to meet your needs, using non-contentious tax efficient products.

Our financial planning services include: investment advice, inheritance planning, tax planning, investment management, cash flow management and protection reviews. We provide an investment advisory service to review your policies and the suitability of your investment strategy on at least an annual basis.

LWM predominately manages client assets on a discretionary basis, while additionally offering advisory and self-managed solutions.

Discretionary and advisory portfolios are managed in conjunction with one of LWM’s four investment mandates, combining back-tested risk parameters with current investment thinking. Investment mandates provide the Strategic Asset Allocation, while the investment committee determine the current Tactical Asset Allocation. The flexibility of LWM investment management allows for further personal portfolio tailoring in line with specific investment requirements if suitable.

LWM portfolios are consistently monitored from a ‘risk’ and ‘performance attribution’ perspective, with the old adage of ‘know what you own and why you own it’ applied to portfolio management.

Please note the value of investments can fall as well as rise. You may not get back what you invest.

About us

LWM was established in 2008 by Paul Hoban, Edward Tudor and Ben Howland. The aim was to build a team and culture conducive to becoming a market leading wealth management firm. LWM was set up as a limited company, owned equally by the three founders. Decisions are not influenced by external parties, but made by the people looking after clients.

LWM has partnered with Raymond James (RJ) as our investment platform and uses Pershing Securities as the custodian of client assets. RJ enables LWM’s team of 8 to focus on their individual client responsibilities, rather than the substantial administration requirements of private client investment management, in a heavily regulated environment.

Our offices are in central London and clients are based all over the UK. Clients are resident and domiciled in the UK, typically with funds to invest in excess of £500,000.

Financial Planning Team

Paul Hoban | Managing Director
Paul Hoban
Managing Director
Paul Hoban holds the Advanced Financial Planning Certificate (AFPC) and Diploma in Financial Planning from The Chartered Insurance Institute. Paul has acted for private clients since 1995, having entered the Financial Services industry in 1985. Paul is LWM’s pension transfer specialist.
Ben Howland | Director
Ben Howland
Director
Ben Howland founded LWM with Paul Hoban and Edward Tudor. Ben holds the Diploma in Financial Planning from the Chartered Insurance Institute and the Professional Diploma in Marketing from the Chartered Institute of Marketing. Ben has advised private clients since 2000 having joined the financial services industry in 1997.
Jenny Doherty | Senior Paraplanner
Jenny Doherty
Senior Paraplanner
Jenny joined LWM in 2011. She holds the Advanced Diploma in Financial planning and is a Chartered Financial Planner. Jenny works with Ben Howland and Paul Hoban in a paraplanning capacity.
Stephanie Whyms | Client Administration
Stephanie Whyms
Client Administration
Steph joined LWM in 2013 and heads up client administration. Steph went to Southampton University where she studied Politics and international Relations. Steph is currently studying towards the Diploma in Financial Planning.

Investment Management Team

Edward Tudor | Investment Director
Edward Tudor
Investment Director
Edward Tudor holds the Masters in Wealth Management from the Chartered Institute of Securities and Investment. Edward is responsible for the investment management services of LWM and chairs the LWM Investment Committee. Edward has been actively involved in investment management since 1999.
Timothy Norris | Investment Manager
Timothy Norris
Investment Manager
Timothy Norris is a Chartered Wealth Manager and holds the Masters in Wealth Management from the Chartered Institute of Securities and Investment following a degree in Economics at Cardiff University. Tim joined LWM in 2009 and works along side Edward Tudor managing client portfolios.
Alex Martin | Investment Analyst
Alex Martin
Investment Analyst
Alex passed level two of the Chartered Financial Analyst exam and is studying for level three. He joined LWM in 2013 as an investment analyst to support and generate ideas for the investment management team. Alex studied Finance at Auckland University before working at AON New Zealand for two years.

Operations Team

Helen Annetts | Operations Manager
Helen Annetts
Operations Manager
Helen joined the industry in 1995 and has a degree in Economics and holds the Diploma in Financial Planning. Before joining LWM in 2008, Helen held various roles and her last, at Bestinvest, was as a financial adviser. Helen assists the management board with LWM’s operations and procedures including: compliance, finance, IT and property requirements. Helen also supports the administration/paraplanning team.

LWM charges a percentage fee based on your personal assets under management covering both financial planning and investment management.


Reduced Annual Management Charge for assets in excess of £3 million.

The annual management fees are charged quarterly in arrears, based on the value of the portfolio on the 15th of the month, and taken directly from the portfolio.

* Raymond James (RJ) is our trading partner providing administrational support services and liaison with the underlying custodian, Pershing Securities Limited.